- What is my nationaly:
- Eye tone:
- I’ve got huge hazel eyes
- What is the color of my hair:
- Sign of the zodiac:
- My Sign of the zodiac Scorpio
- Body features:
- My body features is chubby
- Heavy metal
A federal grand jury has indicted the seven on charges ranging from wire fraud to identity theft in what the U. Attorney's office calls an "online romance fraud" scheme. Attorney Byung J.
Financial Literacy. Consumer Guides. Insurance Library. Company Search. OnDemand Library.
The accused, originally from nigeria, used photos of attractive people who sometimes were actually models or politicians, prosecutors say.
Do not become a victim of fraud. Protect your hard-earned money by gaining a basic understanding of how scammers work and the common tactics they use. Learning how to invest safely can also assist you in reaching your financial goals and avoid becoming a victim.
Review the following scams to learn what to look out for and how to avoid falling prey to scammers. There are a great variety of advance fee scams and scammers are continually developing new versions and spin-offs to scam consumers.
7 scammed $m with fake dating s: feds
Advance fee scams occur when a victim gives money in anticipation of receiving something of value such as a loan, contract, gift or investment and actually receives little to nothing in return. How to avoid this scam: An overarching phrase for most all scams is, if it sounds too good to be true, it probably is.
These advance fee scams are no different. You will want to make sure to completely understand any agreement that you enter into before ing. Check with a local bank or credit union to determine your loan options. Phone Pitch: Your phone rings and the caller ID shows a you do not know, but it could also be a you are familiar with. Result: The scammers will use the recorded response to authorize fraudulent charges on a stolen credit card, phone bill or utility bill. How to avoid this scam: Do not answer calls from unknown s.
Let unknown calls go to your voic. The call appears to be from a familiarthanks to caller ID spoofing. This technology makes it easy for a scammer to disguise a phone. Phone Pitch: The scammer claims to be affiliated with charitable organizations such as: the American Red Cross, Police Benevolent Association and the Firefighters Association following a natural disaster.
The scammer informs you that donations are being collected to assist individuals who were affected by the recent disaster in the area. The scammer claims that a goal has been set and they really need your help to reach that goal; the contribution must be made today. Contributions can be made via check, credit card or prepaid debit card. Result: Atlanta Georgia GA scams dating give out your personal or financial information over the phone unless you initiated the call. Do not be pressured into contributing.
A reputable charity will be happy to take your contribution anytime. How to avoid this scam: Only donate to local and familiar charities and research those you are not familiar with. Verify if a charity is registered and their financial information by visiting www. They ask you to deposit it into your bank and then send them the difference via a wire service such as Western Union or MoneyGram. A deposited check or a money order takes a couple of days to clear, whereas wired money is gone instantly.
Federal trade commission
Pitch: The scammer will claim that they wrote the check or purchased the money order for too much and ask that you wire or transfer the difference. Target: People making transactions with strangers selling on Craigslist, mystery shopper jobs, etc. How to avoid this scam: If possible, only take cash for payment.
If you must take cash or a money order, verify with a financial institution that it is legitimate and that sufficient funds are available before depositing it into your bank and closing the transaction. The new chip in credit and debit cards is deed to reduce fraud, but scammers see it as an opportunity to commit fraud.
Financial institutions and credit card companies are mailing out new credit and debit cards that have an embedded microchip, which provides another level of security, but not everyone has received the new card. The scammer states that this can only be done by confirming some personal information or clicking on a link. Result: The scammer has access to your personal and financial information and can open fraudulent s in your name or steal your identity. How to avoid this scam: You can protect yourself from the chip card scam by not clicking on a link in an or responding to a telephone call that claims to be from your financial institution or credit card company asking for your personal financial information.
Remember, your credit card company or financial institution does not need you to verify information prior to sending a new card.
Mail Pitch : The scammer poses as a courier, arriving to deliver a box of flowers and alcohol. The courier insists that the resident needs to pay a small fee via credit card as proof of receiving the package and that the person is of legal drinking age. The scammer then uses the credit card information to make fraudulent online purchases. How to avoid this scam : Do not pay a fee for receiving a package by mail; postage, including fees, is usually paid upfront by the sender. In this scam, a scammer claims to represent your bank or credit card issuer.
They may tell you that they need to verify a transaction or that they can lower your interest rate. Really, they are trying to get your credit card information so they can steal money from you.
If you give the scammer the requested information, they can use your credit card to make fraudulent purchases. Alternatively, the scammer may claim that you are eligible for a lower interest rate on your credit card.
Again, the scammer will ask for your credit card information. The scammer may use the name of your bank or your credit card issuer. The on the Caller ID may say it is coming from your bank or credit card company, or the format may look very similar to official s you receive from the bank or credit card company. Scammers can create fake e-mails that look very official. Result: The scammers will take your credit card information and use it to make fraudulent purchases.
How to avoid this scam: Never give your credit card information over the phone to an unsolicited scammer.
Faking it — scammers’ tricks to steal your heart and money
Remember that it is highly unlikely that your credit card company or bank will call you and ask for your personal information. Never call a or click a link in an unless you know it is legitimate. If you want to verify that the offer or concern is coming from your bank or credit card issuer, hang up and call the located on your credit card, billing statement or bank statement. If you suspect you have been a victim of credit card fraud, call your bank or the credit card company immediately in order to place a hold on your card and issue a new one.
You should also obtain a free copy of your credit report from www.
If your personal information has been compromised, contact the three credit bureaus immediately to have the s removed and to take additional steps to protect your identity. Equifax www. Box Atlanta, GA Experian www. Trans Union www. Box Chester, PA In challenging economic times, many people are looking for help getting out of debt or keeping their home, and almost as many scammers appear to take advantage of these desperate situations. Target: Anyone who is behind on their mortgage, in debt or in other financial trouble.
Result: You pay them, they do nothing, and you are in more debt than when you started. How to avoid this scam: There are many look-alike websites that have been created to try to convince consumers into parting with their money.
Some may sound like a government agency, or even part of a non-profit consumer organization. Most will ask for an upfront fee to help you deal with your mortgage company, creditors or the government services you could easily do yourself for freeand almost all leave you in more debt than when you started. Check with the Better Business Bureau or the Department of Business and Professional Regulation to get information on their history and track record.
Pitch: You receive a legitimate-looking or see a job posting that directs you to, what appears to be, a professional website. After submitting an application, you may have a telephone interview. Then they inform you that you have got the job! You just need to pay a fee to cover the cost it takes to place you in the job. They will also ask you to fill out an online form.